EN DE ES IT FR PT NL RU FI SV NO DA
/LHWXYLãNDL2ULJLQDOL LQVWUXNFL
7(&+1,1 35,(ä, 5$
63 -,0$6
9LVL WHFKQLQ V SULHåL URV SDWLNULQLPDL LU GDUEDL WXUL E WL
DWOLHNDPL WLN NDL UHQJLQ\V QHMXGD R YDULNOLV \UD L MXQJWDV
3ULH EHW NRN WHFKQLQ V SULHåL URV GDUE L MXQJWL YDULNO
LU L WUDXNWL UDNWHO
63 -,0$6
3ULH DWOLHNDQW WHFKQLQ V SULHåL URV GDUEXV DSVLUHQJWL
WLQNDP DSUDQJ XåVLPDXWL SLU WLQHV LU XåVLG WL DNLQLXV
*5$1',./,2 3$.(,7,0$6 SDY
63 -,0$6
6,(.'$0, ,â9(1*7, 681., 68ä$/2-,0 35,(â
35$' '$0, %(7 .2.,86 7(&+1,1 6 35,(ä, 526
9(,.6086 ,â-81.,7( 61,(*2 .$6789 ,5
,â75$8.,7( 0$,7,1,02 /$,'
1DXGRNLWH WLN RULJLQDOLDV JDPLQWRMR DWVDUJLQHV GDOLV
6QLHJR NDVWXY SDG NLWH DQW åHP V DUED DQW GDUER
VWDOR 6QLHJR NDVWXY SDG NLWH WDLS NDG VLXUEOLDUDWLV
E W QXNUHLSWDV YLU
1DXGRGDPL NU\åPLQ DWVXNWXY DWVXNLWH NHWXULV SR
VLXUEOLDUD LX HVDQ LXV YDUåWXV NXULDLV SULWYLUWLQWDV
JUDQGLNOLV
1XLPNLWH JUDQGLNO
LU L PHVNLWH M NDLS GHUD WRNLR
SRE GåLR DWOLHNRPV
VWDW\NLWH QDXM JUDQGLNO YLHW LU SULWYLUWLQNLWH M SULH
VQLHJR NDVWXYR Y O SULVXNGDPL NHWXULV YDUåWXV
6,85%/,$5$7,6 3$.(,7,0$6 3$9
$WVXNLWH
YDUåWXV LU QXLPNLWH GH LQ V SXV V GDQJW
①.
'LUåR WHPSLNO
WHPSLPR UDQNHQ
②.
SDYDURV VNULHPXOLR 1HSDPHVNLWH SRYHUåO V
VS\UXRNO V LU OLNXVLR YDUåWR
1XLPNLWH GLUå
③.
$WVXNLWH
YDUåWXV
④.
$WVXNLWH
YDUåWXV LU QXLPNLWH NDLU V SXV V GDQJW
⑤.
$WODLVYLQNLWH YHUåO NXULD SULWYLUWLQWD NDLU V SXV V
⑥.
SORN WHO
, WUDXNLWH VLXUEOLDUD LR D NDUWX VX VNULHPXOLX
⑦.
, LPNLWH VHQ VXJDGLQW VLXUEOLDUDW 1HSDPHVNLWH
⑧.
D LHV YRU V NXULD SULWYLUWLQDPD NDLULRML D LHV SXV
6LXUEOLDUD LR D NDUWX VX VNULHPXOLX VWDW\NLWH QDXM
⑨.
VLXUEOLDUDW 1HSDPLU NLWH VWDW\WL L VDXJRWRV D LHV
YRU V NXULD SULWYLUWLQDPD NDLULRML D LHV SXV
⑨.
10
9 O XåG NLWH LU SULYHUåNLWH YHUåO NXULD SULWYLUWLQDPD
NDLU V SXV V SORN WHO
PL
CS
SK
11
⑨.
⑨.
12
13
⑨.
⑨.
14
15
⑨.
/$,.<0$6
3ULH SDG GDPL NDVWXY
6QLHJR NDVWXY
6QLHJR NDVWXY
6QLHJR NDVWXY ODLN\NLWH WDLS NDG MR QHSDVLHNW YDLNDL
9$/<0$6
6LHNGDPL L YHQJWL VXQNL VXåDORMLP SULH SUDG GDPL EHW
NRNLXV YDO\PR DU WHFKQLQ V SULHåL URV YHLNVPXV L MXQNLWH
VQLHJR NDVWXY LU L WUDXNLWH PDLWLQLPR ODLG 6QLHJR
NDVWXYR L RU V YDO\PXL QDXGRNLWH HSHWXN 1HQDXGRNLWH
VWLSUL SORYLNOL
%XLWLQLDL YDOLNOLDL NXUL VXG W\MH \UD DURPDWLQL DOLHM
SDY\]GåLXL SX
SDåHLVWL SODVWLNLQ NRUSXV LU UDQNHQDV 'U JP SD DOLQNLWH
PLQN WR DXGHNOR VNLDXWH
61,(*2 .$67892 75$163257$9,0$6
3ULH WUDQVSRUWXRGDPL NDVWXY OHLVNLWH YDULNOLXL DWY VWL
3HUYHåLPR PHWX VQLHJR NDVWXYDV WXUL E WL VDXJLDL
QXLPNLWH QXR
3HUNHOGDPL VQLHJR NDVWXY
159
SL
HR
HU
RO
BG
EL
YHUWLPDV
3ULVXNGDPL OLNXVLXV YDUåWXV SULWYLUWLQNLWH NDLU V SXV V
GDQJW
3ULVXNGDPL OLNXVLXV YDUåWXV SULWYLUWLQNLWH SDYDURV
VNULHPXO
W SD L YLHW
VWDW\NLWH GLUå
W SD L YLHW
VWDW\NLWH GLUåR WHPSLNO
UDQNHQ
3ULVXNGDPL OLNXVLXV YDUåWXV SULWYLUWLQNLWH GH LQ V
SXV V GDQJW
ODLN\PR YLHW OHLVNLWH YDULNOLXL
DWY VWL
ODLN\NLWH XåUDNLQDPRMH SDWDOSRMH
NDG QLHNDV QHJDO W
MXR SDVLQDXGRWL EH OHLGLPR DU
VXJDGLQWL
ODLN\NLWH VDXVRMH JHUDL Y GLQDPRMH
YLHWRMH
LU FLWULQ LU WLUSLNOLDL NDLS NDG åLEDODV JDOL
SULWYLUWLQWDV
SDJDOELQ V UDQNHQRV
LT
LV ET
AR
TR
HE
WHPSLPR
LPNLWH Xå YLU XWLQ V LU